Introduction & Acceptance
Welcome to the website of TF Corner (tfcorner.com). These Terms of Service ("Terms") govern your access to and use of our website, including any content, features, tools, and services made available through it.
By accessing or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, you should not access or use our website.
These Terms apply to all visitors, prospective clients, current clients, and any other individuals who interact with our website. If you are using our website on behalf of a business, organization, or other entity, you represent that you have the authority to bind that entity to these Terms.
About TF Corner
TF Corner is a professional advisory firm specializing in cross-border tax and financial services for individuals, families, and businesses operating in or between Canada and the United States. Our service areas include:
- US–Canada tax filings and cross-border tax planning
- Bookkeeping, payroll, and accounting
- Business loans and financial risk management
- Corporate structuring and secretarial compliance
- Retirement planning
- Estate, trust, and probate support
- Intergenerational wealth planning
TF Corner is operated by T&F Corner, with offices in Etobicoke, Ontario, Canada and Grand Island, New York, United States.
Back to topDefinitions
In these Terms, unless the context requires otherwise:
- "TF Corner," "we," "us," or "our" refers to T&F Corner, operating as TF Corner.
- "You" or "your" refers to any individual or entity accessing or using our website.
- "Website" means tfcorner.com and all associated pages, content, and functionality.
- "Services" means the professional tax, financial, accounting, and advisory services offered by TF Corner, whether described on the website or provided under a separate engagement agreement.
- "Content" means all text, graphics, images, logos, data, articles, guides, tools, software, and other materials published on or through the website.
- "User Content" means any information, documents, messages, or other materials that you submit to us through the website.
Eligibility
Our website is intended for use by individuals who are at least 18 years of age or the age of majority in their jurisdiction of residence, whichever is greater. By using our website, you represent that you meet this requirement.
If you are using the website on behalf of a company, partnership, trust, or other legal entity, you further represent that you are authorized to accept these Terms on that entity's behalf and that the entity agrees to be bound by them.
Back to topScope of Services
The website provides general information about TF Corner's service offerings and areas of expertise. It allows visitors to learn about our firm, request consultations, submit inquiries, and access educational content related to cross-border tax and financial matters.
The website is not itself a professional advisory service. Information published on the website is provided for general informational purposes only and does not constitute professional tax, financial, legal, or accounting advice. The availability of information on our website does not create a professional-client relationship between you and TF Corner.
Professional services are provided only pursuant to a formal engagement, governed by a separate engagement letter or service agreement that will set out the scope, terms, fees, and obligations applicable to that engagement.
Back to topNo Professional Advice via Website
Cross-border tax and financial matters are complex and highly fact-specific. The information on our website cannot substitute for professional advice tailored to your particular circumstances, including your residency status, tax obligations, financial situation, estate plans, or business structure.
You should not act or refrain from acting based solely on information found on this website. Before making any decisions relating to your tax, financial, legal, or compliance obligations, we strongly encourage you to consult directly with a qualified professional. If you would like to engage TF Corner for assistance, please contact us to discuss a formal engagement.
Back to topClient Engagements
A professional-client relationship with TF Corner is established only when both parties execute a written engagement letter or service agreement. Submitting an inquiry, requesting a consultation, or corresponding with our team through the website or by email does not, by itself, create a professional-client relationship.
Each engagement is subject to its own terms, including scope of work, applicable fees, timelines, confidentiality obligations, and termination provisions. In the event of any inconsistency between these Terms and a signed engagement letter or service agreement, the terms of the engagement letter or service agreement will govern the professional services in question.
TF Corner reserves the right to decline any engagement at its sole discretion, including where a conflict of interest exists, where the requested services fall outside our areas of practice, or where we are unable to provide adequate service for any reason.
Back to topYour Obligations
When using our website and interacting with TF Corner, you agree to:
- Provide accurate, truthful, and complete information in any forms, inquiries, or communications you submit
- Use the website only for lawful purposes and in accordance with these Terms
- Refrain from submitting false, misleading, or fraudulent information
- Respect the intellectual property rights of TF Corner and third parties
- Not attempt to disrupt, compromise, or interfere with the security, functionality, or availability of the website
- Not use automated tools, bots, scrapers, or similar technologies to access or collect data from the website without our prior written consent
- Comply with all applicable laws and regulations in connection with your use of the website
If you are submitting information on behalf of another person — for example, a family member or business partner — you represent that you have the necessary authority and consent to do so.
Back to topAccounts & Access
Certain features of our website or related platforms may require you to create an account or provide login credentials. If you create an account, you are responsible for:
- Maintaining the confidentiality of your account credentials
- All activity that occurs under your account
- Notifying TF Corner promptly if you become aware of any unauthorized access to or use of your account
TF Corner reserves the right to suspend or terminate access to any account at any time if we reasonably believe there has been a breach of these Terms, unauthorized access, or other misuse.
We do not guarantee uninterrupted or error-free access to the website. The website may be temporarily unavailable due to maintenance, updates, or circumstances beyond our control.
Back to topFees & Payment
Use of the TF Corner website, including browsing content and submitting general inquiries, is provided free of charge.
Fees for professional services are agreed upon separately as part of a formal engagement and are governed by the applicable engagement letter or service agreement. Fee structures, payment schedules, and accepted methods of payment will be communicated to you in writing before the commencement of any paid engagement.
If TF Corner introduces any paid features, tools, or premium content through the website in the future, the applicable fees and terms will be clearly disclosed before you are required to pay.
All fees for professional services are exclusive of applicable taxes unless explicitly stated otherwise. You are responsible for any taxes, duties, or government levies associated with the services you receive.
Back to topIntellectual Property
All content on the TF Corner website — including text, graphics, logos, icons, images, page layouts, design elements, software, and compilation of content — is the property of T&F Corner or its licensors and is protected by applicable copyright, trademark, and other intellectual property laws in Canada, the United States, and internationally.
The TF Corner name, logo, and associated branding are trademarks or trade names of T&F Corner. You may not use, reproduce, or display these marks without our prior written consent.
Permitted Use
You are granted a limited, non-exclusive, non-transferable, revocable licence to access and view the website content for your personal, non-commercial use. This licence does not include the right to:
- Copy, reproduce, distribute, or republish any content beyond what is incidental to normal website browsing
- Modify, adapt, or create derivative works from website content
- Use website content for any commercial purpose without prior written permission
- Frame, mirror, or embed any part of the website on another site or service
User-Submitted Content
When you submit information to TF Corner through our website — including through contact forms, consultation request forms, email, or document uploads — you retain ownership of that information. However, by submitting it, you grant TF Corner a non-exclusive, royalty-free right to use, store, and process the information for the purposes of responding to your inquiry, assessing your service needs, and providing our services.
You are solely responsible for the accuracy and legality of any information you submit. You represent that you have all necessary rights, consents, and authority to submit the information and that it does not infringe upon the rights of any third party.
Prohibited Conduct
You agree not to engage in any of the following activities in connection with your use of our website:
- Violating any applicable local, provincial, state, national, or international law or regulation
- Impersonating any person or entity, or falsely representing your affiliation with any person or entity
- Transmitting viruses, malware, or any other harmful or disruptive code
- Attempting to gain unauthorized access to any part of the website, its servers, databases, or any connected systems
- Using the website to collect personal information about other users without their consent
- Engaging in any conduct that could damage, disable, overburden, or impair the website or interfere with any other party's use of the website
- Using automated means — including robots, spiders, crawlers, or scrapers — to access, monitor, or copy any part of the website without our prior written consent
- Submitting false, fraudulent, or misleading information in any form or communication
- Using the website or any information obtained through it to engage in activities that are fraudulent, deceptive, or harmful to TF Corner or any third party
TF Corner reserves the right to take appropriate action in response to violations of these Terms, including restricting or terminating your access to the website and pursuing legal remedies where warranted.
Back to topThird-Party Links & Services
Our website may contain links to third-party websites, tools, platforms, or resources that are not owned or controlled by TF Corner. These links are provided for your convenience and informational purposes only.
TF Corner does not endorse, control, or assume responsibility for the content, privacy practices, security, or availability of any third-party website or service. Your use of third-party websites is at your own risk and subject to the terms and policies of those third parties.
We encourage you to review the terms of service and privacy policies of any third-party website you visit through a link on our site.
Back to topDisclaimers
The TF Corner website and all content, features, and functionality available through it are provided on an "as is" and "as available" basis, without warranties of any kind, whether express, implied, or statutory.
To the fullest extent permitted by applicable law, TF Corner disclaims all warranties, including but not limited to:
- Implied warranties of merchantability, fitness for a particular purpose, and non-infringement
- Warranties that the website will be uninterrupted, secure, error-free, or free from viruses or harmful components
- Warranties that any content on the website is accurate, complete, current, or reliable
- Warranties regarding the results that may be obtained from the use of the website
No information or advice — whether oral or written — obtained through the website creates any warranty not expressly stated in these Terms.
Limitation of Liability
To the maximum extent permitted by applicable law, TF Corner, its directors, officers, employees, agents, affiliates, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to:
- Your access to, use of, or inability to use the website
- Any content, information, or materials obtained through the website
- Any errors, omissions, or inaccuracies in website content
- Unauthorized access to or alteration of your transmissions or data
- Any third-party conduct, content, or services accessed through links on our website
- Any reliance placed on information provided on the website
This limitation applies regardless of the legal theory on which the claim is based, including negligence, breach of contract, strict liability, or any other theory, even if TF Corner has been advised of the possibility of such damages.
In jurisdictions that do not allow the exclusion or limitation of certain damages, our liability shall be limited to the greatest extent permitted by law. Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law, including liability for fraud or fraudulent misrepresentation.
Indemnification
You agree to indemnify, defend, and hold harmless TF Corner, its directors, officers, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or related to:
- Your use of the website in violation of these Terms
- Any information or content you submit through the website
- Your violation of any applicable law, regulation, or third-party right
- Any dispute between you and a third party arising from your use of the website
This indemnification obligation survives the termination of these Terms and your cessation of use of the website.
Back to topTermination
TF Corner may, at its sole discretion and without prior notice, restrict, suspend, or terminate your access to the website — in whole or in part — for any reason, including but not limited to a breach of these Terms.
You may discontinue your use of the website at any time.
Upon termination of access, the following provisions of these Terms shall survive and remain in full force and effect: Intellectual Property, Disclaimers, Limitation of Liability, Indemnification, Governing Law and Disputes, and any other provisions that by their nature are intended to survive termination.
Back to topGoverning Law & Dispute Resolution
These Terms and any dispute arising out of or in connection with them or your use of the website shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict-of-law principles.
You agree to submit to the exclusive jurisdiction of the courts located in the Province of Ontario, Canada, for the resolution of any dispute arising under or in connection with these Terms, except where applicable law requires a different forum.
Informal Resolution
Before initiating any formal legal proceeding, you agree to first contact TF Corner at info@tfcorner.com and attempt to resolve the dispute informally. We will make good-faith efforts to address your concern within 30 days of receipt.
United States Users
If you are located in the United States, certain federal or state laws may provide you with rights that cannot be waived by agreement. Nothing in this section is intended to limit any rights you may have under applicable mandatory laws, including applicable consumer-protection statutes.
Back to topCross-Border Considerations
TF Corner operates in both Canada and the United States. The website is hosted and managed from Canada and is intended to be accessible to users in both countries and internationally.
If you access our website from a jurisdiction outside Canada or the United States, you do so at your own initiative and are responsible for compliance with local laws to the extent they apply. TF Corner makes no representation that the website content is appropriate or available for use in all jurisdictions.
Information transmitted through the website, including inquiries and consultation requests, may be transferred across the Canada–US border or to other jurisdictions where our service providers operate. For further details on how we handle cross-border data transfers, please refer to our Privacy Policy.
Back to topPrivacy
Your use of the website is also governed by our Privacy Policy, which describes how we collect, use, share, and protect personal information. By using the website, you acknowledge that you have reviewed the Privacy Policy and consent to the practices described therein, to the extent that consent is the applicable legal basis.
The Privacy Policy is incorporated into these Terms by reference. If there is a conflict between these Terms and the Privacy Policy regarding the handling of personal information, the Privacy Policy shall govern.
Back to topForce Majeure
TF Corner shall not be liable for any failure or delay in performing its obligations under these Terms where such failure or delay results from circumstances beyond our reasonable control. This includes, without limitation, natural disasters, pandemics, acts of government or regulatory authority, war, terrorism, civil unrest, power outages, internet or telecommunications failures, cyberattacks, labour disputes, or disruptions to third-party service providers.
In such circumstances, our obligations under these Terms will be suspended for the duration of the force majeure event.
Back to topSeverability & Waiver
Severability
If any provision of these Terms is found to be invalid, unlawful, or unenforceable by a court of competent jurisdiction, that provision shall be modified to the minimum extent necessary to make it enforceable, or severed if modification is not possible. The remaining provisions of these Terms shall continue in full force and effect.
Waiver
The failure of TF Corner to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision. Any waiver of any provision of these Terms will be effective only if made in writing and signed by an authorized representative of TF Corner.
Back to topEntire Agreement
These Terms, together with our Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and TF Corner with respect to your use of the website.
These Terms do not govern the provision of professional services, which are subject to separate engagement letters or service agreements. In the event of any conflict between these Terms and a signed engagement agreement, the engagement agreement shall prevail with respect to the professional services covered by it.
Back to topChanges to These Terms
TF Corner reserves the right to update or modify these Terms at any time. When we make changes, we will revise the "Last Updated" date at the top of this page. If we make material changes that significantly affect your rights or obligations, we will make reasonable efforts to provide more prominent notice, such as a banner on the website or direct communication where appropriate.
Your continued use of the website after any changes to these Terms constitutes your acceptance of the revised Terms. If you do not agree with the changes, you should discontinue use of the website.
We encourage you to review these Terms periodically to stay informed of any updates.
Back to topContact Information
If you have questions about these Terms of Service or need to reach us for any reason, please contact:
Email: info@tfcorner.com
Phone: (647) 528-0200
Canada Office:
23 Westmore Dr, Suite No. 308
Etobicoke, ON, M9V 3Y7, Canada
United States Office:
1795 Baseline Rd
Grand Island, NY, 14072, United States